EFFECTIVE 9 MAY 2026
Terms of Use
LAST REVIEWED 9 MAY 2026
1. About these Terms
By accessing brilliantfs.com.au, you agree to these Terms. If you do not agree, please do not use the site.
These Terms are between you and Brilliant Finance Solutions Pty Ltd (ABN 95 895 154 224).
2. Use of the website
You may use this site to:
- Read information about our services
- Use our calculators for indicative estimates only
- Contact us via the forms or chat widget
- Read articles in our Resources section
- Book a consultation
You agree NOT to:
- Reverse-engineer, scrape, or systematically extract content
- Attempt to access or interfere with our infrastructure
- Use automated tools (bots, scrapers) other than legitimate search engine crawlers
- Submit false or misleading information through forms or chat
- Use the site for any unlawful purpose
3. Information accuracy
We take reasonable care to ensure information on this site is accurate at the time of publication. However:
- Interest rates, lender policies, and government schemes change frequently
- The site is for illustrative purposes only (per LMG site disclaimer)
- Calculators provide indicative results, not loan quotes or pre-approvals
- You should verify any specific number with us before acting on it
4. No advice without engagement
Reading this site does NOT create a client-broker relationship. We do not provide credit advice through this website. To receive advice tailored to your situation, you must:
- Engage us formally (typically via the booking form or phone)
- Provide the information we need to assess your situation
- Receive a written Strategy Memo or other advice document
5. Intellectual property
All content on this site (text, images, logos, the Sovereign Seal, structure, code) is owned by Brilliant Finance Solutions Pty Ltd or licensed to us. You may:
- Read and view content for personal use
- Share links to public pages
- Quote brief excerpts with attribution
You may NOT:
- Reproduce substantial content without permission
- Use the Sovereign Seal, Wordmark, or any BFS branding without written permission
- Frame the site within another site
- Use BFS content for AI training without written permission
6. External links
We may link to third-party websites (lenders, regulators, AFCA). We do not control those sites and are not responsible for their content. Visiting them is at your own risk.
7. Limitation of liability
To the maximum extent permitted by law:
- We provide this site “as is” without warranties of any kind
- We are not liable for any loss arising from your use of this site beyond direct damages capped at AUD $100
- Nothing in these Terms excludes or limits our liability under the Australian Consumer Law (where it cannot be lawfully limited)
8. Privacy
Our handling of your information is governed by our Privacy Policy.
9. Changes to these Terms
We may update these Terms from time to time. The “Effective date” reflects the current version. Continuing to use the site after a change means you accept the updated Terms.
10. Governing law
These Terms are governed by the laws of New South Wales, Australia. Any dispute is subject to the exclusive jurisdiction of NSW courts.
11. Contact
Brilliant Finance Solutions Pty Ltd
ABN 95 895 154 224
Phone: +61 426 263 391
Email: [email protected]