Calculators
Calculators.
Indicative tools. Considered judgement.
The tools
Indicative numbers, then a conversation.
01 — REPAYMENT
Repayment.
Work out an indicative repayment under your own assumptions.
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02 — BORROWING CAPACITY
Borrowing capacity.
Estimate your borrowing power based on income, expenses, and liabilities.
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03 — STAMP DUTY
Stamp duty.
Estimate transfer duty for any Australian state or territory, including first-home buyer concessions.
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04 — LVR & DEPOSIT
LVR and deposit.
Calculate your loan-to-value ratio and whether lenders mortgage insurance applies.
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02 · Calculator disclaimer
The conversation
Start with a written assessment, not a sales pitch.
Fourteen minutes — long enough to understand your situation, short enough to respect your time.